Chaper Six - Consumer Math

 

Section 6.1

Interest
Simple Interest
Compound Interest
Continuous Interest
PV, FV, EAR, IAF
Solving for r
Solving for n
Know all problems

Section 6.2

Loans
Add-on Interest
Average Daily Balance (ADB)
APR
Truth in Lending Act
Rent-to-Own
Know all problems

Section 6.3

Amortization
Payments
Amortization Table
Formulas
Know all problems

Section 6.4

Buying a House
Affordability
Fixed vs Adjustable
Down Payment
Closing Costs
Rent vs Buy
Know all problems

Section 6.5

Annuities
Savings Annuities
Income Annuities
Sinking Fund Annuities
Know all problems

Extra Problems

Quiz 6 requires the use of EXCEL and illustrate the interest rate material. It is a take home quiz and will count 20 points.